The loan is supposed to be for any economic damage you have from the disaster, if you are intending to "funnel" and "be creative" with "tricks," remember the terms do state you can be subject to an audit of your books, I don't think it would be a good idea for anyone to reply here under real names with ideas on how to get around the terms of the loan. 

Brief background on the girl:- Non-smoker- Works for a local credit union full time and lists her income as $2,700 per month- Works for a local restaurant part time, but is currently laid off due to the coronavirus situation.

My wife and I want to begin buying some multi family homes in the coming economic market that I can only assume will be deflated from where it is today.

Hello Everyone,I am a 21 year old college senior studying Economics and reside in New Hampshire. 

Many investors I know work with places like Waukesha State Bank, Tri-city, etc.Many of these high reserve requirements have been established due to recently economic instability.

Applications for mortgages to purchase homes gained for the sixth consecutive week to a level that was 6.7% higher than a year ago, back when a deadly pandemic wasn’t interrupting the spring home-buying season.Last week’s so-called purchase apps were up 54% from early April when most U.S. states were under lockdown orders to keep people at home in an effort to stem the spread of COVID-19, said Joel Kan, MBA’s associate vice president of economic and industry forecasting.

Rents in the area are on the rise and the economic outlook overall is pretty healthy as well (except for the COVID-19 bump in the road). 

So it'd be Nail and Bolt L.L.C. 10% economic interest, Shane 10% ownership interest, Me Jenna 80% ownership interest.

Can't think the same way as a server in a restaurant where you count the hours you work, and therefore I should be paid so much because I put so many hours in.

IMO, the types of areas that are better for long term appreciation are areas with the best schools, restaurants, low crime, etc.