All the little expenses are eating into your profits.

Now I could've probably beat them down to 16-20k but you know the old saying, "pigs get fat and hogs get slaughtered."  25k was just fine.So why would they be happy with such a low number?

You could use her damage deposit for some of the damage but this sounds like an instance to eat it.Eddie

He then invited me to eat and we had a conversation in depth about renting properties an investment strategy.

Ive been analyzing deals in Hawaii for a while and usually you have to put 50% down to cash flow because of the high price of properties and the HOA fees eating up a lot of the profit.

Those are the factors that eat investors alive in these areas and it DOES NOT matter what they pay for the property.  

for LLC-held properties, and that would eat in to our cash flow significantly.After consulting several investors with large buy-and-hold portfolios in our REIA, we decided to get a large commercial umbrella policy at this point.  

You need to have enough cash to lock these deals up and occasionally eat a $500 earnest money payment from a deal that didn't end up closing for whatever reason.

You need a place to sleep and to eat something that takes precedence over buying an emerging artist's painting.

It may be cheaper to eat the difference now rather than slowly watch your loan balance trickle down.