a)Parties: (Seller), and and/or Assigns (Buyer), with reference to the property herein described as _____________________ (the “property”).b)Seller grants Buyer an Option to purchase the property including any household furnishings, personal belongings, fixtures, etc. still in or on the property at the date of this signing, for a total price of $000,000.00.

I know this is like drinking from the fire hose, but start to hone in on what you are looking for as much as you can. 

I think you may have some misunderstandings of what insurance covers.The renters insurance covers their personal belongings and accidental damage. 

By the way as of 2005 Montgomery county does have draft beer and sundays is just as a good a day to drink beer now as any other day.

For my first rental property, I'm trying to decide which will be longer lasting flooring....laminate flooring or vinyl flooring.....both of which are the click and snap installation that I can do myself.  

Figure out what percent belongs in real estate first.

Since this was a Client Trust account, they effectively took money belonging to our other Clients.

Have any friends that play the drums in a metal band or belong to a biker gang?

The moral of the story may also be, "you can lead a horse to water, but you can't make them drink it". 

The tenant leaves over night and you are left with their belongings, unpaid rents and a broken lease.