Having a lower purchase price will result in lower insurance rates and property taxes.What do you think?

But at the same time with little to no money down it seems like I will be giving away these rentals. 

It makes sense they do that for safety reasons but how frustrating for you! 

What do you suggest I do if I want to start investing in multi family?

With Waco’s tourism growth thanks to Magnolia Market, how do short-term rentals affect the local RE market?

True non-recourse is extremely rare when investing in small commercial or residential properties and frankly does not really exist at the feasible LTVs most investors are looking to do. 

I would like to have a loan calculator in order to do offers with out using mortgage broker before have accepted offer.

Ask yourself: do you really mean what you say?

It As a Value-Add there is also an original detached carriage house that can become a permitted ADU.

Is there any way to get the EM back or make sure title is not aloud to give it to them.