I would like to build a castle with a modern twist, designed in mind for maybe 30+(eventually more) luxury rental units, by the water, great ammenities such as a farm to table restaurant which caters to the resort and cabanas, would like to make it more profitable faster by saving on construction by utilizing my network of friends and pros, long lasting green artistic construction, with attracting the highest paying exclusive guests in mind.

In 2019, with 2 years of strong tax returns finally under my belt, it was finally time for me to build my real estate portfolio since traditional financing is now on the table. 

Is the boyfriend bringing any cash to the table?

A GP might bring 10% of the equity to the table, and the LP's 90% of the equity.

That probably isn't on the table for you right now.

Many of our areas have pretty high water tables so not checking a crawl space is negligent by an inspector.  

I laughed and told him everyone is a cash buyer at the closing table.  

Banks were not lending money for mortgages under $50,000, so a mortgage was off the table.

Banks were not lending money for mortgages under $50,000, so a mortgage was off the table.

You won't have much or any equity keep in mind unless you are bringing all cash you will still have to bring 20-25% to the table if you are getting a loan so it will take you some time to break even on your investment even with appreciation.