I'm actually working on my 1st raw land development as well. 30 acres in Ohio...I dig it.

If you're doing things right in real estate your return on investment is going to be WAY WAY WAY higher (like high double digits higher) than the interest you'd save by paying it off.  

You simply pay them the fee and they deliver it, usually digitally thee days. 

Its all online and you can even get digital signature via email if you need.

I prefer to keep as much as possible digital, because I tend to lose paper.

I would have to wait until warmer temperatures (probably late March/early April) to get it done anyways because nobody I've talked to wants to do digging in single digit winter weather with a couple of inches of snow on the ground.

Hi BP,I am re-doing a few bathrooms for a mid-range rehab for a buy and hold rental and I want to get matte black shower hardware and fixtures like these: https://www.amazon.com/Moen-T2...Most of what I find on Amazon looks like junk (bath water pressure or other issues) and what I find at Home Depot and Lowe's are really expensive.

As we all know, that fee is meant to offset the money put out by the carrier to the hardware manufacturer to reduce or offset the cost of the phone.Now, if the mortgage note said, "Feel free to cancel this deal any time, just pay us the difference between what you owe us and what the house is worth, if it's worth less," you'd have something to compare.Again, I say that if you're OK with strategic default, then you should just get as much unsecured debt as possible and not make any payments.

I regularly pop into the local Ace Hardware and got to know a few of the guys.

Get a good digital camera for 200 bucks.. you'll use it again,, take nice staged photos.. get staging accessories and keep tags on so you can return the stuff..