Also, the commercial side is SO much easier to deal with than conventional.

They are a solid low rates/low fees internet originating conventional loan provider.  

I have a good conventional renovation lender if you need a referral, As the buyer you have to qualify for the loan like any conventional loan then submit repair estimate and a subject to appraisal for project review. 

There are also turnkey rental providers that are now carrying large inventories of similar type and priced rentals that might be good replacement options as well.

You can also rent it subject to you vacating, take a security deposit and sign a lease with the prospective tenant and submit copies of both to your conventional lender  for your o/o loan.

There is not a lot of inventory on the MLS, courthouse foreclosures are going for retail prices, and homeowners are receiving 10 letters from different investors.  

It is just like having an account with a conventional brokerage, except self-directed IRA custodians have the staff training and paperwork to document IRA investments in alternative assets such as real estate.  

;)Not much changes other than having more or less inventory of what you're looking for...

DTI is going to play into it using conventional financing, which is why you hit the wall.

Generally, conventional refinancing needs seasoning time more than 6 months.