This is the first forum for real estate I have joined and look forward to posting more.I am looking for a way to combine all my loans possibly into a commercial loan etc.I would love to hear any suugesstions that you may have.6 mortgages ($310k combined) 2 home equitys($55k combined)2 Duplex's3 Single Family Homes (soon to be 4)14 raw acre land tract1 Billboard on I-24I owe roughly $365k and the appraised value as of 2010 was $540k.My rates are 3.9% and 5.9% on the helocs and anywhere from 5.625%-7.875% on mortgages all on 30 yrs.My credit scores range from 680-705Should I try to lump all these into one loan?

This 20K-30K is either a combination of DP, rehab and reserves or DP and reserves for a rent ready unit.

Your vacancy number is low, maintenance is low, management is low and you've not really allocated for long term, big expenses.Don't know where you are, but consider using that $20K (probably a bit more) for a combination of down payment and rehab on a SFR within 30 minutes drive of your house.

The is a combination of two things usually - low efficiency windows - either the glass is not good or the frame is drafty.

Combine that with the superior landlord laws (evictions in 30 days?)

Maybe the crime would have been okay but combined with the track noise issue, it's just too much.

tie up the property with a LO, with the terms set between your LLC and the owner, then assign it to the Tenant/Buyer and you collect your assignment fee"When you say tie up property with LO, do you mean separate Lease Agreement and Option to Purchase Agreement or a single combined Lease Option Agreement?

That's usually a combination of research (driving around looking for abandoned properties, searching public records for out of state owners, looking at foreclosure notices, etc.) and marketing (bandit signs, calling, knocking on doors, direct mail, etc.)2b) You make out a purchase and sale agreement with the sell at the price the seller agrees to accept.

If you do both, you could arguably combine these functions.At that point, you're down to 3 people.

Monthly payments are a combination of the principle and interest rate.