Are these more than likely someone lying about their income/debt?  

Of the 9ac, 3 is woods (with deer and turkey sign), 1ac is tilled and the rest flattened buildings, but a good chicken coop, couple small grain bins, and an old barn ready to collapse.

Home office - the one deduction GC loves to lie about - is only available when you have profitable business.

My interests lie in buying/selling contracts, multi-family homes, and flipping. 

This is the strongest economy in decades.The media tends to lie a LOT, it's probably not a real good source of ANY trustable information.

And you put in salt, cucumber, curry, chicken and you bake your little cake.

There was a lot of fraud and every single Powerpoint I ever saw was a complete lie.

And therein lies the reason you can't charge points as a non-regulated, registerd lender or as a one time private lender on a residential loan.

It kind of reminds me of Turlock, about the same size and feel, except for the chickens of course (if your in YC you know what I mean :) ) It would seems that folks working SAC and bay area may purchase here to make their commute.

That's often where the lies begin.