Ethan,Please post your "cash solution" here so that others may benefit, unless of course you're just advertising something that is.

That seems a straight forward and seamless solution.

Better to be prepared ahead of time so you can make a calm, well-reasoned decision.Also, I don't know the details of your loan, but I highly doubt that you would have a loan that goes from "interest only" to "principal only".

Perhaps it is because that is par for what the owe on their mortgage.Third, do they need to sell.Depending on the answers to the above, you still might be able to offer them a solution.

I think Paul's solution makes sense but really - you find termite damage in the kitchen (for example)...wouldn't you have to assume that the whole house is potentially affected.

In my old business we used a customized VTiger solution which worked very well and was FREE.

Still working on it.The gas co might have solutions so call them next.

I work with US Mortgage Resolution, we purchase non-performing second mortgages for a discount and work-out a creative solution for the borrower that saves them money and is a win-win solution for everyone.

Insufficient information to provide a solution" should be the correct answer.

Having an online tracking system for the deal is part of your "value proposition" when pitching your solution to the homeowner.There's more to it but that's should be enough.