We have refrained from reporting anyone because it can be quite a hassle and cause bad blood.

Any number of persons related by blood, marriage, adoption or guardianship, occupying a dwelling unit and living as a single nonprofit housekeeping unit; or not more than four (4) unrelated individuals eighteen (18) years of age or older living together in one (1) dwelling unit, having a relationship which is functionally equivalent to a family.

Choose your words wisely.In todays uncertain economy, the safest solution to be wealthy, be in total control and enjoy freedom for you and your family is to have multiple streams of income.Don't think of your goals - think FROM them.

I'm stressing about buying this land because its another debt/loan and I don't yet have revenue stream for.

They say they've been watching a steady stream of Californians migrate in since they arrived.  

As an active investor, I can tell you that ( if you will be seeking financing outside of your own funds), there are few companies that will offer 'quick', 'stream-lined' funding on a regular basis in your 'own' name.

There was standing water in the basement; I removed it, and to my surprise found that it was almost like a stream/crick flowing through the basement. 

A septic with no leaching field allowed (too close to stream, pond, reservoir) - very close to an absolute deal breaker as it crashes resale value.- Title issues.

Your HELOC was lowered because the bank knows your last reported income, and your debt to income is high, so they know you wouldnt be able to pay off a higher HELOC balance (they are not accounting future possible income streams from rentals).

Mainly looking to see if anyone has any advice for taking that next step and suggestions/advice for diversifying and making this more of a main income stream.