I want to avoid following leads that want different financing than I can offer (or know I need to pursue different funding), or bothering the lender all the time if one letter suffices.

Do you avoid HoA lots?

I want to avoid following leads that want different financing than I can offer (or know I need to pursue different funding), or bothering the lender all the time if one letter suffices for multiple offers.

I definitely think it would be smart if I could avoid PMI but then I am tying up $33k which could easily be used for a better property.Here is my 2019 statement details: I paid $1,760.12 in mortgage insurance in 2019 so that's an additional amount I'm not paying in 2020 since it's gone.2019 Taxes paid were $2,016.66 which which according to the assessment will remain the same.HOA is staying at $95/moHomeowners insurance shows $558/yr

@Christina Morales1) Posts like this one should go into marketplace to avoid being deleted2) Your best bet is to connect with the brokers locally as well as to become a regular at the local REI events found via BP and Meetup.

We would like to avoid any mistakes and are willing to listen to advice. 

And not so successful ones so you can try to avoid common pitfalls. 

What are the things that you avoid no matter what? 

If so, the test for corporate (business) limited liability is whether the corporation is separate from the individual, whether the business holds itself out as the owner rather than the individual and whether the business is properly capitalized to avoid foreseeable loss.If you have good insurance, that's basically the same thing as being properly capitalized to avoid foreseeable loss, but you have to realize that any injury over the $1mm mark is probably coming out of your assets. 

Needless to say, I would avoid those types of companies.I have developed my own software for managing rehab projects, but there are many good options available that should be able to help you get organized.