In NY, I’ll pay between 1500-2500 origination fee, no points which I can roll into my loan. 80% LTV on residential 75% LTV on commercial.

Also, once it’s more than 1 to 4 families, it’s no longer residential so the “nice” conforming loans are no longer available anyway.Make “it” only as complicated as it has to be.

Is the LTV% on this type of loan similar to normal residential housing?

You don't want to assume street parking is free-for-all, especially in a residential area.

Thanks - Depending on the type of project you are talking about there are software programs for estimating residential and commercial construction costs but they are not very useful especially this environment of rapidly rising labor and material costs.

My business partners and I are developing a 15 unit residential housing subdivision.We're looking for an excel or google sheets model we can use.We're looking at bringing in investor money in two phases, 1 phase for costs like paying back initial partners, marketing, land clearing, civil engineer, perc tests, etc, and another phase for more heavy duty stuff like purchasing the houses, build roads, install utilities, etc.Who has a model for something like this?

On Residential Conventional there are advantages that you should know of, which are:- takes into account your other personal income sources to qualify and why this is so huge is that the property doesnt need to necessarily cashflow in a way that a commercial DCR model would require. - your max loan sizing can up to 70-75% of your appraisal on investment cashout and is NOT limited by cashflow however the cashflow you do file or can document with your lease agreements or taxes will help offset and help you qualify for the cashout as well- cash out is 6 months title seasoning through your name personally or through entities you controlled a majority stake in (51% or over)The down side on residential conventional financing is that you can only finance the properties in your personal name at closing or your living trust. 

The opportunities I think will be in commercial this time around not in residential.  

I will be getting my license for that purpose but also to be able to work in residential sales.

I build residential and commercial out of state.