If that is the case, you will need to get comfortable in a 2nd lien position (and make sure the first will allow). 

i have landlord insurance with allstate, problem i have is that they only allow me to insure 5 rentals, i have to wait 5 years in order to insure more, so right now i have other rentals insured with other companies.

So, I have a rental property that has a ton of equity but no one will allow me to take a HELOC or Home Equity Loan because it is not my primary residence.

would investigate my petition and provide their ruling at which time the rent may or may not be allowed to increase.Anyways, any help here would be great.

There are two power systems, battery operated or hard wired, which allow the meter to communicate with a wireless router that sends the data to a database at the company (this is accessable to you the owner/property manager via the web) and then a bill is sent to the tenants automatically at a interval that you set.

Keep things the way they are now and with all new tenants.Send out the proper notices allowing yourself sufficient time to replace tenants that for what ever reason choose to move.

I usually pull minor alteration permits if the job allows, so I have less experience with permits with plans, but this is what I budget:   1 month for Arch, 1 month for the city to review. 

Since most portfolio loans are cross collateralized and cross defaulted, It will allow you more freedom if you decide to sell one or 2 of them in the future.  

Perhaps agent isn't a 'Realtor' thus privy to NAR/CAR codes and/or perhaps CA BRE allows disclosure after Buyer signs Offer (weird).

I would have never allowed that.