However, if you could adjust your model so that you buy fix and rent for a while then your tax rate goes down, Appreciation goes up, Equity builds, a 1031 exchange is available to you, and FIRPTA can be waived in the 1031.

With small claims such as this, it's often more about the individual adjuster than the company as a whole. 

I in no way would reduce rent for a period of time and automatically give the deposit back in full or anything extreme.

In my calculations, the rental amount is post vacancy adjustment.

There are pricing adjustments depending on the prepay option.

2 of my tenants are month to month (automatic after 1 yr lease) and are very good tenants which is why I haven't raised their rents....

Recently the market jumped by 300mo in one region, so I will be adjusting to match the market on some popular unit, but most will hold till the market moves another 200-300, which it could from the sounds of things.

Infinite returns.For the larger purchases, we received 80% of purchase plus construction lines that automatically roll over into the loan.

Adjust and resign the lease if necessary - double check what they already signed and see if should be revised.

Granted, underwriting requirements are more strict so conceivably the borrowers should be able to make the payments but human nature as it is, people adjust their spending to how much they have and get used to not making that mortgage payment.