The water/sewer I get a bill quarterly so I havent recieved anything yet, similarly for the other utilities. 

We negotiated with the ability to close rapidly and allow the seller (Senior) to hold a note for part of the deal which she wanted for her monthly income.

I am just saying for us where our title company in Oregon and Washington is the underwriter and title plant and escrow function they have pretty robust on line date down abilities..

I plan to buy at least 3-4 properties over the next few years and one factor in my decision to be a RE agent is the ability to represent myself. 

Yep - lenders use as is values and ARV (After renovation values) which would be "cost" - to determine how much they are willing to lend. 

From what I understand, it is a formula used to determine the true cost (in percentage terms) of financing an investment when using both debt and equity.

Availability of jumbo loans is really important to determine when the prices bounce back at SF Originally posted by @Chris Mason:Buying in SF is a bet that a) "jumbo" loans will return to 2019-levels of availability and b) working from home is going to largely go away once the economy re-opens.For b, your guess is as good as mine.For a, you can track the general ease of availability of jumbo loans at the following link.

You don’t think if tomorrow the state legislature put up a bill to increase property tax or income tax Gavin wouldn’t be the first supporter in line?

It is difficult to determine which state is the best because it is a case by case basis depending on the market, individual property, and the owner.

You have to define your goals, know that market, and also validate those assumptions, to determine if it would likely be a success.