This is likely going to ruin MY holiday.I appreciate the tips@Alexander FeliceI wouldn't.

:) Super Jumbo is generally up to $5m & still largely algorithmic like you are used to, larger than that it's generally done on a one-off basis.Worth noting is that technically the lender still must follow the post-recession "Ability To Repay" rule, meaning the lender can't just go "oh, 40% down, we can't lose even if we have to foreclose, loan approved!"....

Thank you for the really helpful tips!

Thank you @Stephanie Potter for the reply and the link!  

Wall wash with TSP prior to painting if possible,, if the ceilings are flat (not popcorn) wash also, a sponge mop with a towel over it works great and fast..2 buckets one wash one rinse.you wash everything,, doors, trim, floors, cabinets, light fixtures, all windows glass and tracks.Bleach is ok to use but I've found that TSP is best thing to actually REMOVE the nicotine,, you'll be shocked when you see how well it works. 2 Prime, Kilz primer to seal anything your going to paint.3 Remove all blinds, throw them away the plastic retains the odor and they'll be gross anyway.4 Air Ducts if you can reach inside wash out.. then spray Kilz in them as far as you can reach with the system off.  

Any pointers, tips or tricks to how I can start learning new things rather than just reading book after book (although I dont mind reading and will continue to read).

Both units are being rented out currently and I am here hoping to get any advice or tips available on where to go from here!  

Thanks for the reply!

@Chris Martin - thanks for the tip, Chris.

If you don't mine to spare some "Tips or Tricks" for a newbie like me.