Proceeds won't go to reduce their balance, they will simply foreclose.

Simply have the court subpoena them to appear during your hearing. 

@Emile Plas This sounds like seller financing so I'd simply offer better terms.

Unfortunately most of the crews that I have seen doing residential flips are simply not aware of what they are dealing with and don’t take the basic steps to protect themselves.

It simply gets in front of more eyes.

Instead of moving into the investment, simply buy an investment property.

Have you actually stopped and thought about it logically with the bottom line in mind or are you simply having an emotional knee jerk reaction to something that displeases you?

All I needed was decent credit...what was amazing is the process with Sofi was so easy and seamless; I simply filled out an application online and uploaded the necessary documents and never even had to speak to anyone.

Is it simply not in your budget?

Then, instead of putting money down on individual deals, we would simply funnel those down payments into our own home growing its equity.