@William Strickland I recommend to my clients to use bankrate.com PITI calcluator.

Augustine's STR Ordinance:https://www.citystaug.com/830/Short-Term-RentalsTo anyone reading, please note that this only applies to properties within City of St.

(Read only the bold if you're short on time)I'm getting ready to buy my first rental property (it's been a long time coming).

Any recommendations for management companies?

Reading between the lines, if they were open to a concept shift, they weren't open to it soon enough to make the pivot before running out of money.So my buyer picks it up for a tad under what the seller paid for it, a few years ago, before the $500k in upgrades.

Hi Benjamin, I typically recommend owning your own primary residence before investing.

Thanks again for everyone that took the time to read this & answer my questions!

Normally I would agree with the above comments with regards to responsiveness, but on refinances time is not as critical and I would recommend going with the best rate.

I realized the value of a reliable PM, unfortunately, I currently lack that asset.Q1: Given my situation, what is your recommendations?

If you read my summary you can see how this worked out.