I am getting an FHA Loan with 3.5% down.

Hi Jindou,From a loan perspective, 2-4 units are a bit more favorable if you can take them down with an owner-occupied FHA, conventional, or VA loan.

We have no idea what type of loan you are receiving nor the downpayment program. 

They also often do smaller loans that other lenders won't touch. 

I'm comfortable analyzing a deal, I understand I'll need to get an LLC in order to get a short-term loan, and I know I'll need to find a lender for the refinance, but sourcing bids is what is currently hanging me up.

Those of you who are conventional (with a loan) investors what are your thoughts on this?  

Join in on local seminars, networking events, and meetings for real estate to network with seasoned investors and gain insight from their experiences.Evaluate your options for Financing: Investigate your choices for financing multifamily residences, such as conventional loans, FHA loans, and other mortgage programs.

In looking for information on DSCR loans, for properties in the 40k-75k range..

We have closed LOTS of Reno loans with 100% on the purchase/rehab up to 70% of ARV. 

I also got the taxes reassessed and cut by more than $7k per year, due to the tax assessment being overvalued compared to my purchase price.I just went through the process of getting a 25-year commercial loan put on the property with my usual lender.