What is the best choice over the life of the investment...and more importantly, which one brings you less stress to manage and maintain.

I'm not going to name any names here, but please be sure to check online reviews before making a choice!

If you choose not to buy commercial liability/umbrella policy, it is up to you also, its either $2,000/year or your house, car, bank, but the choice is yours.

However that is a personal choice.

Back to REI, I've found this is my vehicle of choice.  

Hello,In most states you have the choice to pick your Title Company, you can always google the title companies to see if they have reviews.

You probably have 2 choices, if you don't want to involve your parents. 1)  sit tight for a bit and double your savings. 2)  invest the money in advertising for great deals, and use wholesaling to fund your first purchase. 

Price it at or just below market and you'll have your choice of tenants.As always, be sure you have cash reserves to cover any vacancy. 

You can find them here on BP.My advise when you are looking for your first home get one that is outdated, an ugly house but in a nice area, be open minded that is what REI is about we see the beauty in ugly and also the dollar signs ;) fix it little by little for the next 2 years, after that you can rent it and take out the equity, use that equity to purchase your next house and have your tenants pay your mortgage and you continue doing this, because you are starting at such a young age you can build your REI this way and you will have so many choices to continue building your empire.

So i have made a solid commitment to start going to collect weekly (EVERY MONDAY) probate files.I had made the choice to cold call them. 1 because i have been used to cold calls from previous work so it doesn't scare me. and 2 it is the fastest way to get to them and also either get a yes or a no (NOT NOW) early on. my question is, would it make sense to call them right away as soon as i collect their files and skip trace their numbers?