If you need help with your EPA, hit me up on a PM, i can email you one of mine.

If you run these numbers, lets say 150k is your avg, when comped out to rents in the area try to hit 1200-1300 that puts you at 8-8.6% roughly which is nice.

That brings me to another concern, though, if I don't roll that money into another house, I will take an unwanted, possibley unecessary, tax hit....

Just take it out and take the hit on the early withdrawal now.

As always @annbellamy hits nail on head...If a hard money allows you to move forward on a profitable investment after paying the lender, you should strongly consider it, understanding there is risk in the event of nonperformance.

Landlord pays heat, tenants pay electric.

Now, we live in southern oregon, with a small-ish town (200k people i believe), and we were hit super hard by the boom-bust. houses that were selling for 1.5million+ are now selling for somewhere around 300k.

If you can tell me the numbers you are trying to hit I can suggest different avenues of real estate where it might be possible to achieve it.

The stricter guidelines includes requiring the home to be considered habitable which means the home must have a working furnace, good electric, good roof and a few other requirements.

A week and a hald into the tenancy, no electricity so garage door wont open, fridge is leaking puddles.