I refuse to assume a rising market in my analyses, it just seems irresponsible/risky to me, but others are at a different point on the risk/reward spectrum and that's fine too - everyone has to find their own comfort spot.Angel, there are a lot of good ideas in this thread including private lending and getting some rental properties, or (maybe the best one yet) just waiting until you find something that does meet your criteria.Another idea could include spending a little bit on educating yourself in any areas of real estate that interest you.

Just like houses each one of us is different but looking for the same reward: a true financial freedom of quality.

There are risks and rewards. 

My particular set of skills, if I'm thinking about growing my money partners' checkbook first, will reap its rewards in due time.

Generally IMO all ties to risk vs reward.

Risk and reward are tightly linked.

It really is difficult because it requires a mental and business shift of paradigm.But like everything, if you put in quality work, you can get quality rewards."

Rewarding bad behaviour will backfire every time.

Risk vs reward is what you have to determine.

. ;-)  Fix & Flip - highest risk, highest taxed, requires most money & requires most time with the least reward.