In this agreement we identify the utilities and services which are in-scope (i.e. electric, water/sewer, gas, snow removal, lawn care, etc) and the amount which the tenants will pre-pay into the utilities fund each month.The programme works as follows:1) Tenant pays the agreed-upon amount on or before the first of the month (paid in advance);2) Utilities remain in our corporate name and we ensure the utility bills are paid on-time.  

There is a better chance for the values to drop some more then remain stagnant.My gut is telling me to go with scenario (B) for the long term rents, but I keep thinking about how easy it would be to make the quick flip now.

We are being very conservative in our underwriting as I would prefer to remain static with little to no vacancy (<2% forecast for the coming year based on present leases) than add 50 units which we might b struggling to carry when the market moves to a further increase in vacancy.

The Euro is, and will remain, a relatively strong currency in the world, as its driven by a number of the leading world economies.

But, with FSBO it seems that everyone wants it owner financed.My buyer is ready to put down $30k to buy it, and I was going to sell it on a wraparound note, adding about 2% to the remaining balance.

Since she has left the property should I take the remaining items and leave them under the carport for pick up and re-key the locks or do I have to go through the formal eviction process through the courts?

We can give the EMD, no worries.4) Once our house is under contract, move our things to storage 5) Once the new house is complete is complete, move there6) Since combined it would be around 337k loaned out in lieu of the 437 I have been approved for, use the remaining 100k to find another investment property to purchase.Is this a problem?

Insurance will remain in his name and he pay taxes.

Usually lenders will never lend you 100% of your equity but will take a percentage between 90% to 65% of what you have in the building and lend you that at some kind of interest but if you have good credit you can use whatever you can take out of the property and use that as a down payment on another property if the remaining balance payments are smaller than what you can get in rent for that unit.

Great point, and with a slightly irregular data set, you have to hand-parse the remaining records - sometimes I will sort by the 'extra' field/string length, and then run two different cut/append operations (1st part, 2nd part) to make it all pretty again.