I contacted  The North Carolina Office of the Commissioner of Banks for them (but that avenue is a slow boat and they need to get the reconveyance today to close).

Question:   My sincere  apologize  to NA NA from Van Nuys that was in this boat or distressed situation like many Americans.

Im trying to set myself up with a life where I can own my own boat and spend my summers on the great lakes sailing and getting others on the water for the different races.

@Doug Pretorius I’m going to defer to you on rent to owns, because you have dont a boat load of them.

Shonda,As mentioned in the other posts, an umbrella policy provides additional Liability coverage if the Liability Limits of an underlying policy (ie. auto, home, rental property, boat, motorcycle,...) are exhausted in a claim. 

I'm in the same boat but just wanted to connect with you.

In the same boat looking for a new CPA that is not going to cost more than my Tax bill lol. 

I'm in the same boat, just getting started with investing and aiming for my first LTR in the next couple of months.

IF you are east of I-95 then it will depend on a few other factors such as water access, for power boats vs sail boats.  

It depends on the underlying policies (Home, Auto, Boat, Rented dwellings, etc or Business owners, Workers Comp., etc) as to whether this is a commercial or personal Umbrella you should be looking at.