Using an FHA loan is a lot easier to get pre-approved, but you will need that 3.5% for a downpayment as well as 2-3% more for closing cost but you can also get sellers credit and not have to pay as much upfront.

Cash out refinance is an option as well, but it is not very appealing at this time (background here is $330k left on mortgage at 2.65% rate).  

It will cost about 2.5 times more on material as well as install, but something that will look nice & last you many years to come.

A well written management contract should clearly spell out what is expected of both the PMC and the owner, to PROTECT both and avoid misunderstandings.

Seller claims all 3 beds are original & from my inspection, they appear to be original as well.  

I'm Miami based as well.

Well, it was a small cosmetic flip.

We have reached out to investor friendly agents as well as local investors themselves. 

So, I may have to find out who this person is or simply go to closing and be prepared to deal with this occupant.On the other hand the bank is having trouble providing the legal corporation paper work required by my title company. here is the latest email from Title to Bank: “Please have the seller (the  bank) contact their attorney to provide the needed paperwork.

Always max the base policy as well, it is around $10/year to go from $100k protection on a landlord policy to $500k.