If so, you can likely shift the burden to the tenant and cashflow even more.Have you pulled prior utility usage records from the city to verify numbers?

Did the PM verify that the tenant has applied/receiving unemployment benefits? 

VA does provide other options to verify repairs are completed, but I don't know that any lenders are utilizing these options. 

@DeWitt GibsonAttempting to syndicate or crowdfund has become easier than ever; successfully crowdfunding or syndicating is much much more difficult.The lines between crowdfunding and syndicating are now very thin so that each contains elements of the other, a successful syndication will have an online aspect with many similarities to a crowdfunded project.For a successful capital raise in real estate, the following are essential1- A verifiable track record of success by the sponsor2- A professionally prepared Private Placement Memorandum, Subscription Agreement and Operating Agreement3- Compliance with Reg D 506 b or 506 c, Reg A or Reg A+, or Intrastate fully compliant offering4- A large majority of ownership interest and benefits going to the capital investors5- A no felony background check of the sponsor6- Specific identified properties that will be acquired7- A relatively small percentage of invested capital going for fees, costs and sponsor”s “promote”.8- A professional online “platform” with all compliant security measures9- A minimum projected return to investors commensurate with the risk 10 - Return of capital plus a minimum of profit to investors before sponsors get their cut11- A quality dealI have successfully completed over 200 syndications, each between $400,000 to $4,750,000.I have examined thousands of other sponsors offerings.

When I tryed to verify her employment, they told me that I need to go to the employment verification website, but they need a SSN and date of birth, and I have to pay for it.  

Recapture all of the numbers after assessing them, speak to at least two experienced professionals in your market and verify your numbers in your market.

You can refi out once you tenant it with verified revenue and able to debt service 1.3.

Try to verify the payment history from the current owner before buying.

I have received a proof of funds letter from a client and am unsure of how to verify it.

Now if they were for the same amounts and I can verify certain things, then of course I would rather have cash.