I was searching for foreclosures/preforeclosures and I found a relatively cheap/"the numbers worked"I do not have a credit or capital currently and FRANKLY, I DON"T WANT TO START OFF IN A "F-" NEIGHBORHOOD SINCE I DON"T WANT TO DIE OR ALMOST DIE every time I COLLECT RENT!!!!!!

Therefore, it is a fair expectation that you ask the seller.

I agree with you that I can learn as I go. even if I have a license, but I don't have any experience which won;t help me either.

I would say no because 1) she doesn't report her income (not a good sign) and 2) if you feel a larger deposit or extra prepaid rent above what you would normally require, it would seem that you are already expecting her to be a liability - which usually, they will be. 

That said, if you keep your foot in their *** 24/7 then they will have a different incentive ;) EXPECT WHAT YOU ACCEPT when you don't get an answer back for 7 days, you must make it painful for them.

I expect every small bank has their own particular policies, but I doubt many require you to refinance multiple properties.

Wife and I are expecting our first in August, sooo I know nothing lol

Bend the top into a handle like a  " T " .

I was searching for foreclosures/preforeclosures and I found a relatively cheap/"the numbers worked"I do not have a credit or capital currently and FRANKLY, I DON"T WANT TO START OFF IN A "F-" NEIGHBORHOOD SINCE I DON"T WANT TO DIE OR ALMOST DIE every time I COLLECT RENT!!!!!!

It will give you a heads up on what to expect.