It's a tough call, but keep researching and chatting with folks in the field to weigh your options.

Hi Logan,As others mentioned, there are options out there to put way less than 20% down.

They are not warrantable so that restricts them quite a bit.So owner financing should be more of an option than regular places.

I would probably recommend an in between option.

I assumed that most note buyers would have an option to split monthly payments and my half would cover my wrap, however I have yet to find note buyers familiar with a strategy like that.

Seeking alternative options and hoped that someone here had a similar experience and/or found a solution. 

Prefab could be a quicker option, but townhouses might offer more flexibility and better long-term returns, especially if you can recycle cash by adding modular units.

Use it if that's your best option available, but like the previous poster said, be aware that you need to have money set aside for the loan.

We are interested in other RE investing options (rentals, multi-fam, etc) but this is an opportunity that aligns 100% with what my husband and I have been wanting to do and have been discussing for a long time.We have considered the following:Use the equity from our home toward the DP but also bundle with other loans.

Please let me know when you have a couple of minutes to go over your options.