Do you really care what the current agreement is as long s they’re paying?

In that case you'll need to ask the seller to replace at his cost followed by an inspection that you will pay for.

What insurance is paying for your roof, why? 

You could potentially sell the property and pay practically nothing in taxes!

For example, if in the rental application you don't put xyz it's illegal and you can get suedif in the rental application you mention xyz it's illegal and you can get suedif you put clause xyz in the lease, it's illegal and you can get suedif you don't put xyz clause in the lease, it's illegal and you can get suedif you sign the lease wrong, the whole lease is void and you don't have a leaseif you don't provide xyz to the tenant, you can get suednot to mention how unfriendly my state is with respect to landlords, if a tenant is not paying rent, good luck evicting them. plenty of properties in my market for dirt cheap because it has deadbeat tenants and nobody wants to deal with them.yes in an ideal world I have 20 lawyers and accountants on speed dial who I can call any time, but lawyers and accountants are expensive and I have done the math, at best if you are really lucky you can barely cover your mortgage, I don't have money for a lawyer.

You are learning an all-too-common lesson: Tenants who stay in one place for many years are typically paying well below market rates, and they start to develop a sense of entitlement.

With this buydown you are really paying for knowledge of what your interest rate will do.

Something I’ve been thinking about is the benefits of loan pay down.

I know everything is negotiable in the contract...BUT, who usually pays for the following--Renter or Landlord? 

Let’s say I make $4000 a month and am looking at 4 unit properties, to make it simple well say each unit pays $1000 each month.