For shopping price, feel free to show lenders your Loan Estimate and see if what they offer compares. 

I feel it would be good to have a seasoned vet in real estate to mentor me.I’ve discussed with others about utilizing my skillset to manage projects and even flip or turn properties for sweat equity/mentorship.

If you’re private lender/investor who want to connect, feel free to DM me.

I'm currently looking for my second property and feel maybe I just got lucky on my first property since I didn't run any numbers. 

B buy a building with your credit, get a mixed use approved. don't improve 7000 sq ft as a tenant. all the rich guys are owning real estate. negotiate with yourself market rent and multiple tenants. occupy less than 25%. look at land. don't do this. 7300 sq ft is crazy to build out for a dental practice. get a few other dentists to split the cost with you and do a sale leaseback, you can probably sell the building and roll the business up to a private reit attach real estate to it. 

I don't even bother getting interior brush and roll painting bids anymore.  

I hadn't considered that they may be rolling in those additional items into the percentage. 

I feel the same way about this as I do financial advisors. 

You are going to have to ask both lenders how they would roll with your plans.

Thanks much,RobeHi Robert,Feel free to reach out to me anytime as well  we have lTR’s in Asheville and LTR and STR In Pennsylvania  love to talk about both