I pay seller over time and I will pay the mortgage myself which is subto.

Hi Jerome - MTR is certainly one of the areas of lending that is still new and lenders are still adapting - probably going to run into trouble with more traditional and conventional lenders - which generally take a long time (years) to adapt to new trends like thisI wrote about this late last year as one of the developments to watch for 2024 - particularly how DSCR Lenders are approaching, which is likely the best bet for this investment type currently (but note not all DSCR Lenders are the same - so will need to vet and pick one that is MTR friendly and generally forward-thinking)What’s Next For DSCR Loans?

First time working with affordable housing

I have a small 3bd 2 bath rental in 80003 and I've been able to increase rent every time someone moves out.

You could get another loan on a Duplex I have seen it multiple times. 

I do agree with the idea of that real world experience will always be the best teacher.

I just got a PO Box for a non real estate LLC.

I am wondering if it is time to go back to the market, I know renting probably will not be easy... 

The house at that time was probably priced around 1.3 million.

I have not managed rentals in quite a few years, and I do not own any RE at this time.