I was planning on taking the course online because I currently work from home and have a 7 months old. does KW have a program they offer for real estate  classes?  

When people are asking about first time home buyer programs what they normally are looking for are loan products that offer low money down options or lower qualification standards. 

The 30k is for "Increased Cost of Compliance" and is a FEMA program, but you're right, it might not be easy to get. 

We’re setting up Down Payment Program for Rehabbers (Fix & Flippers).

Has anyone used this program to fund a real estate investment business? 

@Dario Martinez, Key bank has a financing program with 0% down and you only cover closing cost.

As a solo agent, I was spending $20,000/year on several different programs, none of them producing well.She is able to spend more and is producing better results, including a program with Realtor.com that sends leads to ONE agent, rather than the normal four. 

You have to know your lender and the type of programs they offer.

However, some banks, particularly smaller local banks, may have a loan program that may work for you.

Hi En,There are indeed legit unsecured funding programs.