Willing to pay for functionality that let's me do this on my iPhone quickly and easily.  

no real way around it unless your in the business and you can offset some of your interest income with business deductions but you still have to spend the money to deduct it.. although driving to your loans may allow some car write off perhaps.but really your going to make money and pay tax's its better to concentrate on the collateral and a safe investment so you actually have some income to worry about.. 

Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is expected to be higher, you may consider an umbrella insurance policy.

A wrap-around agreement is a type of secondary mortgage financing and involves the buyer paying the seller directly for a residential property — often at a higher interest rate than the original mortgage.

Some of my most successful clients have done exactly as you described they had a JOB with a REIT or developer and learned their craft before launching out.Trying to get this type of education paying  companies that just sell short term training is very hit and miss. 

Since I am not paying a realtor, I have wiggle room in setting the price.

LES (Leave and Earnings Statement):  This is the military equivalent of a pay stub and provides detailed information about a service members pay, allowances, and deductions.   

Took HELOC in Oct 2023 for the (2nd rental) to pay off all debts. 

The ones I built were all OSB or plywood, depending on what you want to pay for, but never have I seen particle board or a steel frame.

In the end this cost segregation approach is only a Timing difference - you pay less tax now, you pay more tax later.3) Consider if an S-Corporation makes sense.