I also have most questions they could ask as part of my online listing (application fees, pet fee, W/D hookups, etc.). 

You interned for 5 years, but at least you paid your dues.

Is that 3% just a line item credited on the Loan Estimate as earnest money already paid ----even if it was say 2 years ago?

Estimated closing cost and pre-paid will be approximately $4,750.00.

Found a property, made offer and my first obstacle I encountered was when I checked online my credit score was 752, I thought good to go.

I found a couple sites but i wanted to see if anyone had any experience/advice on which school i should go with, and if online or in-person classes are better/worse or if it makes no difference.

Cleaned up the property for resale and the home will be worth more than I paid for both once it is rehabbed.

how much is it to get something online?

Profits and equity went one of three ways; paid back initial investor, were kept liquid or went into a mutual fund.

And sure, if you can print money to pay them off, you'll get paid, but what will those dollars be worth when they have to flood the monetary supply (M2) to make investors whole?