I may be biased but it's going to be where I continue to invest for the rest of my life.

What a great background Lindsay and it sounds like you know where your passion is in life. 

Do you mean the taxes and HOA payments show in the numerator of the DTI calculation?

Thanks @Jack Butala - it was more nerve wracking to type this intro from behind a screen than it is in real life to me! 

On the other hand some sellers are fine collecting payments for 20 or 30 years. they know the money will be coming in for the rest of their life. 

The shelf life of most appliances runs 10 to 15 years so I typically start my capex relatively low and then as my appliances age slowly raise it.

Harv Eker — 'If you are willing to do only what's easy, life will be hard.

That bothers me so much, because I really like to KNOW exactly what I’m committing to...I agree that all children TRULY need is love, but both my mom and my husband’s mom have already passed away (fairly young both from cancer), so we’re both acutely aware that time is always precious and no one knows what the future brings, so we’re all about love-filled, family adventures and giving our son real-world experiences while we’re all young and healthy, and can truly experience everything this world/life have to offer (instead of assuming we’ll have time later and then it doesn’t happen).

I'm currently Reading "How to invest in Real Estate the Ultimate Beginner's Guide to getting Started" by Brandon Turner and when i"m finished i'll be purchasing "Long-Distance Real Estate Investing: How to buy, Rehab and Manage Out-of-State Rental Properties" by David Greene.I have never done any investments in my life but one can only assume doing this as a Foreign Investor is a little more difficult than being a local one but i'm sure this can be done with a strong team and the more knowledge and strategies come my way the better.I plan to buy and hold (Multi Family preferred) first in Philadelphia, PA because i have family there so figured it may be a little easier to start before i eventually branch out in the future to other states.From the podcasts, webinars and from what I've seen reading some forum posts i can tell this is an awesome community so any knowledge, strategies and words of wisdom is highly appreciated.Looking forward to your reply.Thank you.

Calif Civil Code 1954 states "Landlord my enter dwelling to make necessary or agreed repairs, decorations, alterations, or improvements..."