The Cape is an interesting little niche market that I'm learning inside and out, but I also plan to expand to Boston/South Shore as well as Las Vegas after I've seen some success in my own back yard.

You OBVIOUSLY don't have the technical acumen to navigate through this subject on your own but fail to recognize that and instead, you keep spinning your wheels about some assignment and accounting.

to the niche I want to enter.      

If you're interested in learning more about working with contractors, I wrote a book on the subject about my experience in this niche.

I know the obvious answer is "if you are selling it" but technically these for sale by owner marketing companies are trying to sell the houses.

@Nadir M. so you are going to have to find out if this is technical incompetence on her part or a dodge but follow the process to get her out so you don't lose time if it is a dodge. 

Remodeling is at its highest volume in over a decade.Really good contractors know not just the technical side, but how to run a business, which means we collect deposits up front.

I am specifically aware of the technical analysis. 

That's where the market is heading and even though it's still technically a seller's market, homeowners are starting to realize that all of the cards are no longer on their side.

You may need to find a niche that others aren't as excited to jump into, or spend a lot of time in an outlying area to understand it.I'd keep talking to banks to see what they would need and how soon they would pre-qualify you.