I've been trying to plan how to make my move. 

Hi I am a newer land lord that is going through the process of a tenant moving out and have some questions.

we have until spring of 2025 until our balloon loan either has to be refinanced or paid off (we got this loan because we intended to build, of course) and now i feel like it's a ticking time bomb.we conducted "clean and satisfactory" (no issues whatsoever to build) soil and foundation tests and provided those to every buyer. it seemed (not quite sure here) like they backed out once they reviewed the tests - yet there is nothing negative in them. we will not be providing these tests moving forward (as we had to do them ourselves and feel that each buyer should do their due diligence moving forward!)

If you're a person who likes to overcome challenges, create and manage projects, building could be for you.I personally go into each project looking to build it out, yet many times I've decided to simply just sell the property and move on the next project.   

I don't necessarily like it since it turns off a lot of clients but they are one of the few lenders that require it to move forward.

Just moved into our place today and this will be a busy weekend, but maybe late next week.

I look forward to the journey.

VNQ + VNQI would get you part way with 812 individual REITs going forward, in a low expense fee Vanguard format, but I don't know of any market maker yet with a total REIT index as an ETF or mutual fund yet?

Looking forward to connecting! 

First, I suppose that these losses can be carried forward but how are they eventually taken?