@Jack Henderson   I don't have a couch for you but if you post again Creative financing isnt the right subtopic you are better in Short term rentals and title should be Recoommendation STR  couch. 

I'm trying to figure out how to get into real estate at a low cost of entry (~$50k cash), and so I'm of course trying to learn about how to use OPM and other creative financing options. 

Like some Guru's say you dont need hundreds of units in some expensive markets like ours in the PNW you only need a few free and clear SFR's (build multiple ADU's) or MFR's (or low leverage/free clear close to) in order to reach your financial freedom metrics.There are local lenders who can give you options even past 10+ fannie/freddie products not just relying on private capital from DSCR or non QM products (these are an option too) however there are pros and cons.Id say the benefits of the DSCR product line is that some of them can go up to 25+ financed properties while some DSCR lenders can only go 4-10 or 15 tops.

Cash flow is possible depending on the deal and financing but is challenging to find.

Investor pays $2K program fee and 25% of the note acquisition price (they finance the remaining 75% via a participation agreement - at 12%).

I have read that tax sale properties will have a clouded title and will require extra legal action to get the title cleared in order to get title insurance and thus financing, so this is confusing to me.The plan with this property would be to BRRRR it, so eventually getting financing is required.Has anyone in NC dealt with a situation like this?

The most important thing is to build a great buyers list, offer creative financing on the back end, or buy the land at a great price that you could still resale at a discounted price to the end buyer.

No hard money, private loans or any other type of financing.

We don't need assistance with financing and will very likely use a property management company (even though we self-manage in the US).Thanks!

I suggest going with conventional financing for these first loans as long as you qualify, and then when you start reaching barriers, look into investor-friendly loan products to fund future deals.