Just spent 2k on labor and materials for a small bathroom repair and upgrade.

My all-in cost after all of the renovation cost, financing cost, utilities, refinance fees and closing costs was about $305,000.

People make estimates for cap ex, operating, taxes, insurance, utilities, etc.

I read about ratio utility billing systems (RUBS) and curious to hear about personal experiences with this.I am open to company recommendations.

For example, if you are buying the property outright, i.e. no mortgage, that $1000 -$1500 per month goes to your expenses, (utilities, capital expenditures, vacancy, etc.) and the remainder is your net cash flow.

I have great credit and I am looking into 0% first year credit cards to utilize. 

I would be interested to hear what types of material you are reading in MF and would love to talk about you ideas on the industry further

I recently watched one of the BiggerPockets webinars (totally awesome material) where the rental calculator was used.

What will your monthly expenses be for:Any utilities you have to payYour maintenance costsYour vacancy costsYour CAPEX costsYour property management costsAny other costs I may have missedWhat net return are you looking to make on this property?

You should be able to ask the owner about the extra costs (utilities, HOAs, insurance, etc.).