I did pay myself a salary last year and plan to do so again, but I won't be able to produce the standard, "...last two pay slips" type of documentation that normal conventional lenders want. 

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

Although my long term goal is appreciation in the value of the property, I am looking for an investment that either breaks even or has a positive cash flow in the short term.

Second, is customizations which are to only be applied to counteract booking trends (like no last-minute reservations).Here it is:1) Find your Booking Lead Time (BLT)2) Create your occupancy targets based on #1.

I can relate, though, and after the way they treated me (a 33 year customer with cumulative 8 figures in business relationships) I have opened my last account with them.

I am looking for my first rental property with a goal of Cashflow! 

I have a friend of mine that uses multiple strategies inside of a Roth 401(k) and has turned a small amount into millions over the last 10 years. 

It will be beneficial to achieving your goals.

Ultimately, the best option for you depends on your financial goals, risk tolerance, and long-term plans.

I have always thought of the 1% rule of an initial purchase goal but to up the percentage through time.