@Nicholas Reyes I am in the lending industry and can help you answer a few questions.

It’s drastically changed that part of the industry from what I hear.

I also am more forgiving to medical bills, and less forgiving to utilities 

We lost a lot of our tradespeople to other industries when the economy went to poop, and they haven't all come back yet. 

I'm currently venturing into wholesaling, and I was wondering if anyone would be willing to share a Nebraska purchase agreement along with an assignment agreement to utilize for wholesaling properties?

You still need to force appreciation/value, and the usual 20-25% to utilize this properly it seems. 

It bodes well for your future success in this industry.

This is a mom & pop apartment so there are no financials just rents and the expenses that were included was insurance, utility and that's it.I am trying to build a pro-forma with the info that I do have.

The low money down plus the opportunity to utilize a 203 streamline left me a lot more room to invest later down the road because I did not have to put down more money.

I'd be interested in your thoughts about this: -Listing price $125k (comps show past solds are between $100k - $115k) -2 units: each unit 3 bed/3 bath ($800 + $850: total rent is $1650/month) Both tenants want to stay-Taxes are between $1750-$1800/year-Home Insurance: getting quotes between $1100/yr - $2000/yr-Good school area: Great schools show elementary/middle/high are between 7-9-in HOA: HOA fees are $40/month - go towards a community pool- property built in 2010- property management at 10% (I debated managing myself but am 1 hour away) -tenants pay all utilities-was part of a huge development that didn't get all developed, there are lots of vacant lots between propertiesMy goal is to get at least $500/month in net cash flow after all expenses are paid at and least 15% cash on cash return.