Thank YouHi Justin, commercial lenders will be looking for the following but subject to lender and product-specific: (There are niche lenders)Investor Only - loans to Individual, LLC, Corp and Limited partnershipAppraisal of propertyUS or perm resident (some will lend to foreign nationals at 65% LTV and higher rates)3 mos PITIA and closing costs (some will use loan proceeds for this if within LTV thresholds) 3 mo bank statement for proof30-day ownership seasoning on refinancing (some 30 days to 90 days)No tax returns, DTI calculations or income qualification (most)LTVs up to 80% (some sweet spot is 75% for cash out)DSCR 1.0 -<1.3 (some will look at this but some won't sweet spot is 1.2)Credit 650+ (credit will impact rate and LTV)Min Property Value $75K (Higher min in certain areas)Lease or unleased (must be rent ready .. rate may vary)Min Loan Amount (lender specific rates will vary on amount)5/1 ARM, 7/1 ARM, and 30-yr fixed-rate structuresNo sourcing or seasoning of funds (some will ask for 30-60 days seasoning)Must own primary home (lender specific some do some don't) 

I'm sorry I don't know how to reply to each individual comment on my phone...

However the other ever present truth is something that doesn’t make sense for one person could make great sense for another based on individual circumstances.

A corporation can do many things that an employee or an individual cannot, like pay expenses before paying taxes.

A corporation can do many things that an employee or an individual cannot, like pay expenses before paying taxes.

Yes, there can be legal ramifications from wholesaling if individuals are negligent and don't know what they are doing.

I am hoping this platform allows me to connect with other like-minded individuals.

Given the huge number of individual inventory items in a convenience store and liquor store, selectively doing this would presumably be pretty hard for me to track down. 

Are you more comfortable working with a team or an individual?

We are based in Wood River, IL and have a 4-plex and 7-plex that aren't individually metered and don't have that problem.