Yeah that $42/mo increase is just from you bridging the gap and getting a lesser mortgage because of a lower appraisal, you're essentially paying yourself for overpaying.

Once the prop being sold is in escrow AND your buyer's loan contingency is lifted, that prop's PITI can be excluded from DTI.https://selling-guide.fanniemae.com/Selling-Guide/Origination-thru-Closing/Subpart-B3-Underwriting-Borrowers/Chapter-B3-6-Liability-Assessment/1736872721/B3-6-06-Qualifying-Impact-of-Other-Real-Estate-Owned-06-30-2015.htm#Current.20Principal.20Residence.20Pending.20Sale

@Joshua Van Every depends when you left - the city is getting a totally different vibe and energy, prices have been going up every year, median SF sales prices 8% in the last 12 months, but the neighborhoods have essentially not changed that much.

Doing some work to find great deals and not just picking stuff off the MLS can essentially "earn" your down payment.

They have meetings every month, and in real estate it's essential to network and expand your knowledge base.

There was a segment that highlighted COVID's impact on real estate.

With the just announced travel ban to the US and major events being cancelled left and right, I don’t see how it doesn’t have an impact on tourism including STRs.

Tenants moving out soon and going to list at $1300(plus pet rent) essentially as is which already has interest from people that viewed Unit A.

I have a hard time to assess the situation and evaluate how big this virus thing would impact college rentals.

No one on BP has a crystal ball to know what the impacts of this will be, so the key is to position yourself so you have options.