You just have never had a conversation with someone who is motivated.This is what they act like:"Oh my gosh, is my hair on fire?

@Shane Woods If wanting to do EDDM I would suggest going in with other business owners to help cover the cost as the cost per preferred prospect is much higher to you when using EDDM.Pick a hair, nail, pizza, and  restaurant to share the cost with and have them split the cost equally thus making your ad space free besides the time investment. 

I was pulling my hair out trying to figure out how to get a signature slug without havingto hand craft - and without the doofy white box.Before (above) After (below)1.

On the second point, it may be possible to have a marginally cheaper interest rate on the HELOC depending on when the primary mortgage was taken out, but we are splitting hairs here because if there's that big of a spread you'd be better served just refinancing out of the expensive money.

We immediately made improvements such as adding fencing to tenants' "yard" areas, and replacing the ancient washer and dryer in the laundry and doing some general clean up and maintenance.

Why do some people dye their hair?

If you cut hair for compensation and that activity requires a license, being in the business of cutting hair would then be a violation of law if you don't hold the appropriate license.

@Wayne Brooks My Rays are prescription and I can't grow hair anymore except places it shouldn't grow.

. :) Bill, I respectfully disagree with your description of Wholesaling; I believe the technical difference between "assigning" and "wholesaling" is just splitting hairs (or put another way, a way of circumventing the rules to achieve the same outcome that those rules seek to prevent). 

Keep striving to learn about investment real estate, run the numbers, find a grey hair mentor who will charge you a cup of coffee for all his knowledge.