Or are they just getting their numbers up so they get more fed listings.

Like the Fed though your seller is probably trapped at the zero lower bound; if he doesn't get his price he'll probably have to write a check to the bank to close.

I'm currently military, so I have access to banks like Navy Fed as well.

@Matthew Stuart, check out Pen Fed Credit Union.

Samuel:Are you referring to a sole proprietorship (aka:  Samuel Sedore doing business as "Sweet Grass Landscaping")?  

Luke Feds I'm curious to hear other people's answers.

I'm sure there's an acronym somewhere but it really doesn't matter.But, we've also done some deals that probably aren't as great as they could have been, we could have waited and got better deals, but we have one small problem - we don't have a crystal ball.So we play the game the best we can today, rather than worry about the deal that may or may not happen tomorrow.However, of the bad deals, although they may not be as good as we want it opens doors (both physically and metaphorically).For instance, we got to a size of SFRs (with the bad deals - grass still needs cutting) where my wife employed a gardener for two months whilst I was away.

The best bet is a piece of land full of grass that's almost remote (10-30 miles), for sure development will be full after 50 years. 10 years is almost nothing compared to a 100x, but possible for 50 years. 10 years might get you 20-30% up.

Roof, HVAC, etc)- Utilities- Property upkeep (grass cutting, etc)I currently budget 7% for vacancy and 10% for CapEx on my rentals. 

just due to my filing an eviction.The owners that are fed up are the ones not being paid rent and NOT filing their evictions.