Granted I think the stigma of the area is worse than it really is on a macro level, but on a micro level it could be a lot worse. 

I have a question about closing costs...I've reached out to 4 lenders and secured pre-approvals with each to compare their rates, fees, etc.For a 25% down payment with 1 point on a $200,000 investment property, they're estimating closing costs between $7000 and $8000 (which includes prepaids, insurance, etc.). 

Since the equity is not helping you gain anything outside of security if you are comfortable with a little of risk on the property you could leverage to increase your income.

Granted they are a turnkey provider - I really believe they are good as it gets in Jacksonville.

Granted it was over 500k, but it was a still a bit surprising.  

I would now like to try to collect unpaid utility bills and damages from a tenant, but I do not know where to start.Here's where I stand...The tenant moved out on July 31 leaving unpaid utility bills and damages of $723.29 (in addition to his security deposit).

I’m considering placing Section-8 tenants as well and was wondering how the security deposit or additional pet/service fees are handled- tenant or agency?

@Grant Rothenburger and @Slocomb Reed I'm a multi family investor with several units in the downtown Cincinnati area.

So if your plan has a high probability of success all the way out to age 100, then the probability only increases if you only live to 85 or 90.Also, with younger clients, I tell them to plan as if Social Security will not be there for them at all (note: I do believe it will be around for a long time, though it will likely look different 30 years from now than it does today, which may mean decreased benefits versus what you could expect if you retired tomorrow), and build a successful plan that way.

The template allows you to use the lease for several properties & when the lease is sent to the Tenant for signing, you can put the rent amount, tenant name, security deposit amount, etc and it will be populated into the lease automatically.