If you want a "reasonably" fast way to straighten that out, you have to "connect" by clicking the name of the person you wish to speak to.

And it depends on the person, but yeah, most will be over 10% these days. 

Me personally, I would save up a little bit more to at least 30K.

As of right now me, my partner , and one other person is moving in but, I need to find a way to fill in the other 2 bedrooms.

Is there anything they could do better when it comes to collecting rents, tenants getting behind, and when to start filing evictions.

Based on the 14-day rule, I don't need to file any profit from my short term rental.

Your friends might not want or need this, but if you go to an institutional lender, this is what they'll ask for...GUARANTOR APPLICATION: Each owner of the Borrowing Entity will need to complete some sort of application on themselves personally.

I would personally feel better if they were at 4" though, particularly if there will be small kids as renters.

Someone familiar with your city will respond, where as the Starting Out forum has a slim chance of catching the eye of the right person.

Hard for a person to imagine living there.