So a Heloc can never be used as an "Asset" or for Liquid reserves required to PITI reserves.

This simple chart shows the PE multiple difference/spread between SP500 and US Equity REITs, typically REITs more expensive than stocks but now at lowest level/price since GFC-2009, so from a relative value perspective of where to invest a dollar, this is a great time to invest in real estate, thinking long term.

Your mortgage company dictates your insurance requirements.  

I don't believe that I am required to join KCRAR to gain MLS access, but I can't figure out how to do it. 

I recently picked one up for a client on Cap Hill that will cash flow positive even with him living in one unit (rare, special circumstances on that one but even if you’re just offsetting some of your living expenses it will be so much better than renting).

Or you can wait 10 months and not require any justification.  

I currently at Kuala Lumpur and need some trusted law firm, any recommendation?

If I pay  his water bill how do I expense that in my tax returns.

Quote from @Billy Farley: My wife and I currently own 3 doors and moved to a new larger city in hopes to come continue our real estate investing journey.Over the past year we have dealt with death in the family, 3 totaled cars, medical bills, moving expense, job change.

Are they experienced in the loss mitigation requirements?