You are in what i call the "casino effect".

The deal has to positively cash flow after debt service, taxes, insurance and some escrow.I have found that there are several properties in my area that fit this criteria but it takes much more work to find them.

Also makes it seem the bed doesn't fit.

Will this have a negative effect on my credit report?

Other then that, we get into the ridiculous but effective, like smokin hot massage girls, free vegas trips WITH the smokin hot massage girls........... uhm, did I say smokin hot massage girls.

I can't recall ever "making an election" - might have done it in 1994, but I'm not sure when this requirement went into effect.

Local home builders will be aware of tax credits and other incentives making the application of 21st century technology cost effective.

I believe that in pretty much ANY state, the Landlord Tenant Laws states something to the effect that "landlord may withhold from the security deposit amounts that are reasonably necessary for (a) rent or other amounts due the landlord and (b) to restore the unit to it's condition at the commencement of the tenancy".

That philosophy might fit 'generationally' so to speak.Hope that makes more sense.

This actually is the most cost effective way to go.